prepmyaccoun

Welcome to Accounting Fulfillment Services, LLC, operating under the name Prep My Account (referred to as "we," "us," or "Prep My Account"), a provider of a diverse range of information, products, and services pertaining to tax preparation, tax planning, bookkeeping, and business planning through our website at www.prepmyaccount.com (the "Site") and our mobile applications available for download (the "Applications"). We kindly ask you to review these Terms of Service, along with the Privacy Policy of prepmyaccount.com, which is incorporated herein by reference (collectively referred to as the "Terms"). These Terms constitute a legal agreement between you and Prep My Account. Should you disagree with these Terms, please refrain from utilizing any content, products, and/or services offered by us (collectively referred to as the "Services").

You acknowledge that the quality of the Services rendered by Prep My Account is contingent upon the accuracy of the information you provide. Furthermore, you recognize that it is your exclusive responsibility to furnish complete and accurate information, and you will review all final document(s) prior to approving, signing, submitting, and/or filing them with the designated recipients.

The Services provided by Prep My Account are exclusively available to users and businesses situated within the United States. If you or your business is located outside the United States, you are prohibited from using the Services. To be considered "located in the United States," a business must be both operated and legally established within the United States.

For any billing inquiries, please reach out to Customer Support at 000-000-0000, option 3, Monday through Friday between 9 am and 6:30 pm Eastern time.

THESE TERMS CONSTITUTE A LEGAL AGREEMENT BETWEEN YOU AND Prep My Account. IF YOU DO NOT CONCUR WITH THESE TERMS, PLEASE REFRAIN FROM USING THIS SERVICE OR DOWNLOADING THE APPLICATIONS. By selecting "I accept," you consent to be bound by this Agreement. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS STIPULATED IN THIS AGREEMENT, PLEASE DO NOT ACCESS OR UTILIZE THE SITE OR MOBILE APPLICATIONS, NOR ANY OF THE INFORMATION, PRODUCTS, OR SERVICES OFFERED ON, BY, OR THROUGH THE SITE OR MOBILE APPLICATIONS.

 THESE TERMS INCLUDE:

  • A MANDATORY ARBITRATION OF DISPUTES CLAUSE THAT REQUIRES DISPUTES TO BE RESOLVED THROUGH ARBITRATION ON AN INDIVIDUAL BASIS, AS OPPOSED TO JURY TRIALS OR CLASS ACTIONS (SECTION 17); AND
  • A CONSENT TO RECEIVE AUTOMATED TELEPHONE CALLS AND SMS MESSAGES, AS WELL AS THE RECORDING OF CALLS (SECTION 16)
  1. Notice/ Cancellations/ Refunds/ Acceptance of Terms/ Billing Errors
  1. Notice. This Agreement regulates your use of the Site and the Applications. It is your duty to thoroughly read, review, and fully comprehend the terms and conditions of this Agreement. You agree and acknowledge that we are prepared to grant you access to the Site and the Applications solely on the condition that you accept all the terms and conditions outlined herein.
  1. Cancellations. A significant number of our products and services are offered on a subscription basis, which you may cancel at any time. To avoid any misunderstandings, we can only accept cancellations in writing.
  • If you registered for products and services via phone or online, you may cancel by providing written notice to us via email at Info@prepmyaccount.com.
  • If you have acquired a Service that necessitates your involvement, such as filing income tax returns or submitting documents to establish a corporation, once our Service has been duly provided to you, you cannot cancel that Service, even if you choose not to participate further.

 Refunds/Prepaid Services/Payment

Payment. You are required to make payments using a valid credit card that is acceptable to Prep My Account. If your payment and registration details are not accurate, current, and complete, and you fail to inform us promptly when such information changes, we may suspend or terminate your account and deny any use of the Services. Prep My Account will automatically renew your Services at the prevailing rates unless the Services are canceled or terminated in accordance with these Terms.

Fee Modifications. Prep My Account reserves the right to alter the subscription fee at its discretion, with prior notification to you. After one year from the commencement date of the service, the Monthly Prep My Account Access subscription fee will rise from $29.99 to $39.99.

Prepaid Services. All prepaid Services must be utilized within one year from the service commencement date. Any Services that remain unused after one year from the service start date will automatically expire and will not be eligible for a refund.

Monthly and Quarterly fees are non-refundable before cancellation and are NOT pro-rated for any partial months. All refunds will be processed using the same payment method you used for the fees: if payment was made via credit card, any refund will be credited in the subsequent monthly billing cycle after we receive your cancellation notice. YOU ACKNOWLEDGE AND AGREE THAT WE MAY PROCESS MONTHLY OR QUARTERLY CHARGES WITHOUT FURTHER AUTHORIZATION FROM YOU UNTIL YOU PROVIDE PRIOR NOTICE (WHICH WE CONFIRM RECEIPT OF) THAT YOU HAVE TERMINATED THIS AUTHORIZATION OR WISH TO ALTER YOUR PAYMENT METHOD.

Annual, Bi-Annual, and One-Time initial service fees are refundable up to 90% only within 30 days from your initial purchase date, minus any services rendered. After 30 days from the initial purchase date, the fees paid become non-refundable. We highly recommend that our customers fully engage with our products and services within the first 30 days following their purchase to assess whether the service meets your needs and/or those of your business. A fee of $200 will be retained for entity classification election filings that are completed.

  1. Third Party Agreements. If you choose to acquire any goods or services from third parties (which may be integrated with our offerings), you are subject to and agree to adhere to any relevant agreements (the "Third Party Agreements") that you may need to accept in order to utilize such third-party services, along with any applicable guidelines or rules concerning such information, products, or services. The third party may reach out to you via email and/or phone regarding the Third Party Agreements or their products or services. Prep My Account HEREBY DISCLAIMS ANY LIABILITY FOR ANY INFORMATION, MATERIALS, PRODUCTS, OR SERVICES POSTED OR OFFERED AS PART OF ANY THIRD PARTY SERVICES. Prep My Account IS NOT RESPONSIBLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED ON THOSE SITES. A THIRD PARTY MAY HAVE A PRIVACY POLICY THAT DIFFERS FROM THAT OF Prep My Account, AND THE THIRD PARTY WEBSITE MAY OFFER LESS SECURITY THAN OUR SITE OR APPLICATIONS.
  2. Billing Errors. If you believe that you have been billed incorrectly, or if you have any inquiries regarding your bill from Prep My Account, please reach out to our billing department at 000-000-0000, option 3, to address any concerns before contacting your credit card company. Charges from us will be reflected on your billing statement as "Prep My Account".
  3. Eligibility

You are not allowed to utilize the Site, or any of our products or services if you are below the age of 18.

  1. Products and Services
  2. Your purchase receipt contains the specifics of the Services to which you are entitled under your subscription. Your eligibility for any specific Services is contingent upon our final acceptance and approval. To access and utilize the Site or the Applications, you must have Internet access, either directly or through devices that connect to web-based content, and you are responsible for paying any service fees related to such access, including data charges incurred while using the Applications. You are accountable for supplying all necessary equipment to establish this connection to the Internet. Access to the Site or Applications and certain services may be restricted or delayed due to issues inherent in Internet use and electronic communications, and you acknowledge that we are not liable for delays, data loss, service timeliness, or the inability to store any of your data or personalization settings. WE ALSO MAKE NO REPRESENTATIONS, WARRANTIES, OR ASSURANCES REGARDING THE AVAILABILITY OF THE SITE, AS IT MAY BE LIMITED OR UNAVAILABLE DUE TO TELECOMMUNICATIONS FAILURES, HARDWARE MALFUNCTIONS, SOFTWARE ERRORS, OR ANY OTHER REASONS BEYOND Prep My Account’S CONTROL.
  3. Bookkeeping Transactions: We will handle a maximum number of transactions based on what has been paid for or the number of months covered, whichever limit is reached first. For instance, 0-75 transactions would correspond to 900 transactions categorized for the year or 12 months of bookkeeping services. If we complete 900 transactions prior to the end of the 12-month period, the service will conclude based on the completion of the 900 transactions first.

 

  1. You acknowledge that certain services we provide rely on your cooperation. It is your duty to furnish us with complete and accurate information to ensure that we can adequately deliver our services. Additionally, you are responsible for confirming the completeness and accuracy of the information submitted for tax preparation services, which includes, but is not limited to, W-2, 1099, and other supporting tax documents obtained from financial institutions. Should you opt to electronically import tax documents such as W-2 and 1099s directly from a financial institution into our tax software, it is your responsibility to verify the correctness of this tax information and to ensure the accuracy of your tax returns before filing.

Some tasks you may request our assistance with not only necessitate your involvement but also require you to submit documents to state government agencies or other entities. You, and not Prep My Account, will bear the responsibility for all filing and any associated third-party fees.

  1. By using the Site or the Applications, we do not provide investment or legal advice, and the content on the Site or the Applications should not be interpreted as an offer to sell or a solicitation for an offer to purchase any securities from us.
  2. Mobile Application

Your access to and the availability of the Applications depend on (i) your computer, mobile device, home wiring, home Wi-Fi network, Bluetooth connection, and other related equipment, (ii) your Internet service provider, and (iii) your mobile device carrier.

You acknowledge and agree that the availability of the Applications relies on the third-party websites from which you download the Applications, such as the App Store from Apple or the Android app market from Google (each referred to as an "App Store"). You recognize that this Agreement is established between you and Prep My Account, not with any App Store. Each App Store may impose its own terms and conditions, which you must accept prior to downloading mobile applications from it. You agree to adhere to, and your license to utilize the Applications is contingent upon your adherence to, such App Store terms and conditions. In cases where the terms and conditions from the App Store are less stringent than or conflict with the terms and conditions of this Agreement, the more stringent or conflicting terms and conditions of this Agreement shall prevail. If you downloaded the Application from the Apple Store, you agree that the following terms are applicable: You acknowledge and agree that Apple bears no responsibility for the software and its content. Furthermore, your utilization of software obtained from such a location is restricted to a non-transferable license allowing you to use the software on any Apple branded devices operating iOS (which includes, but is not limited to, iPad, iPhone, and iPod touch) (referred to as "iOS Devices") or Mac OS X (referred to as "Mac Computers"), as applicable (collectively referred to as "Apple Device(s)") that you own or control, in accordance with the Usage Rules outlined in the App Store Terms of Service. Additionally, we hereby notify you, and you acknowledge and agree, that Apple bears no obligation whatsoever to provide any maintenance or support services concerning the software. Apple does not have any warranty obligations regarding the software, and any claims, losses, liabilities, damages, costs, or expenses resulting from any failure to meet any warranty specified in this License Agreement are the responsibility of PrepmyAccount. It is important to note that Prep My Account has disclaimed all warranties to the extent permitted (refer to the section above). Apple is not liable for addressing any claims related to the Software or your possession and/or use of the Software, which includes, but is not limited to: (i) product liability claims; (ii) any claim asserting that the software does not comply with any applicable legal or regulatory requirements; and (iii) claims arising under consumer protection or similar laws. Apple is not accountable for any third-party infringement claims asserting that the software or your possession and use of the Software violate a third party's intellectual property rights.

Third Party Beneficiary: Prep My Account and you acknowledge and agree that Apple, along with Apple's subsidiaries, are third party beneficiaries of this License Agreement concerning any such Software, and that Apple will possess the right (and will be considered to have accepted the right) to enforce these Terms against you as a third party beneficiary as outlined herein.

  1. Prohibited and Unlawful Use; User Content

As a prerequisite for your utilization of the Site or the Applications, you assure us that you will refrain from using, or allowing any third party to use, the Site for any unlawful or prohibited purposes as outlined in these terms and conditions. Any breach of these terms will lead to the immediate termination of your authorization to access the Site or the Applications.

You agree not to: (a) decompile, reverse engineer, disassemble, modify, or reduce the Site or the Applications to a form perceivable by humans, or create derivative works based on the Site or the Applications or any portion thereof; (b) disable any licensing or control features associated with the Site or the Applications; (c) integrate the Site or the Applications with another program or create derivative works from the Site or the Applications; (d) remove, obscure, or alter any copyright notice or other proprietary legends present on the Site or the Applications; (e) sublicense, assign, translate, rent, lease, lend, resell for profit, distribute, or otherwise transfer access to the Site or Applications to any other parties; (f) utilize, or permit the use of, the Site or Applications in violation of any applicable federal, state, local, foreign laws, or the rules or regulations of regulatory or administrative bodies; or (g) engage in any fraudulent, illegal, malicious, or negligent conduct while using the Site or the Applications. Except as explicitly stated herein, Prep My Account and the associated third parties retain all rights concerning the Site and the Applications, and may pursue all legally available remedies under both civil and criminal law (and may collaborate with law enforcement agencies) in the event of any infractions.

  1. License

Except as otherwise stipulated in this Agreement, we grant you a personal, limited, revocable, non-transferable, and non-exclusive license to display on your computer or mobile devices, print, download, and utilize screen content that is made available to you on the Site or the Applications, solely as necessary to access the products and services offered on the Site or the Applications. No other usage is authorized. You are prohibited from modifying or creating derivative works of any such content, nor may you incorporate such content into another website or with any product or service that you create or distribute. Furthermore, it is forbidden to reproduce, duplicate, copy, sell, rent, resell, or exploit any portion of this Site for commercial purposes.

  1. Intellectual Property

The trade names, trademarks, and logos displayed on the Site and the Applications are the trademarks, service marks, and trade dress of Prep My Account ("Trademarks"), which are safeguarded under both United States and international law. All text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, software, and any other content found on the Site or the Applications is also owned by Prep My Account or its licensors and is similarly protected by United States and international copyright laws. The presence of the Trademarks, along with the related products and services, and their representation on and accessibility through the Site does not grant or establish any license or other rights concerning these Trademarks. The use of any meta tags or other hidden text that incorporates the Trademarks is prohibited. Any unauthorized copying, reverse engineering, redistribution, reproduction, publication, or modification of the content from the Site and Applications by any individual without our prior written consent is strictly forbidden and may constitute a breach of federal or common law, as well as trademark, patent, and copyright laws. Furthermore, you are expressly forbidden from utilizing content from the Site and the Applications on any other website, or from creating works or materials that are derived from or based on the content of the Site and the Applications, irrespective of the intended use of such derivative materials.

  1. Modifications to Sites

The content available on the Site and the Applications may be altered, and we retain the right to modify, suspend, or terminate the Site or the Applications, either temporarily or permanently, at any time, for any reason, and without prior notice. You acknowledge that we are not liable to you or any third party for any modifications, suspensions, or terminations of the Site or the Applications.

 

  1. User Obligations; Right to Refuse Service

You agree that all information provided to Prep My Account for registration and regarding the Services will be accurate, current, and complete. In exchange for your use of the Site and Applications, as well as our Services, you commit to supplying us with truthful, accurate, current, and complete information. You recognize and understand that our role is to deliver bookkeeping and tax preparation services, and you accept that it is your responsibility to provide (a) accurate and complete records, documents, explanations, and other information necessary for us to deliver the Services, (b) to review the information we provide for any errors and to notify us promptly, and (c) to furnish us with any additional information that may be requested for tax preparation, as well as access to individuals within your business with whom we deem it necessary to communicate. You hold the ultimate responsibility for income tax returns; therefore, you should review them thoroughly before signing. Our work related to tax preparation does not encompass any procedures intended to uncover irregularities, should any exist.

It is the responsibility of each individual user to remember and safeguard their password, ensuring it is not disclosed to any other person. It is important to select a robust password that includes numbers, uppercase letters, special characters, etc., and is not commonly found in a dictionary. Should we have any reason to believe that the information provided to us is false, inaccurate, incomplete, or outdated, we reserve the right to suspend or terminate your account along with all future access to the Site or the Applications. Additionally, you acknowledge that Prep My Account retains the right to refuse or terminate service to you for any reason, including but not limited to any breach of these Terms.

 

You are advised to keep all original documents and submit only copies of originals, canceled checks, and other relevant information necessary for the provision of the Services. Prep My Account explicitly disclaims any liability for data loss, regardless of the cause.

  1. Client Account; Password and Security

The utilization of our online Services necessitates registration and/or the establishment of a Client Account. Upon successful completion of the registration process, Prep My Account may provide you with a username. You are accountable for safeguarding the confidentiality and security of your username and password, as well as ensuring that you properly log out of your account after each session. You acknowledge that you bear full responsibility for all activities that take place under your online account, and you agree to promptly inform us of any unauthorized use of your password or account, or any other security breach of which you become aware. We shall not be liable for any loss or damage resulting from your failure to adhere to the obligations outlined in this section.

 

  1. Transactions with Third Parties

You acknowledge that any business transactions with, or participation in promotions of, advertisers or third parties encountered on or through our Site or Applications, are solely between you and those parties. We shall not be held responsible for any losses, damages, liabilities, claims, judgments, costs, or expenses of any nature or kind that you may incur as a result of such transactions. Furthermore, you agree to indemnify us against any claims made against us arising from such dealings.

  1. Third Party Links

The Site or the Applications may present links or references to third-party websites, for which Prep My Account offers no guarantees or warranties regarding the content. Additionally, we may provide widgets that connect or link you to various social media platforms or pages. The Site and the Applications do not include any materials from these linked sites by reference. We make no claims regarding the content found on such sites and disclaim any opinions expressed therein. We are not accountable for the content on any of these third-party websites and shall not be liable for any damages or injuries you may incur as a result of using or relying on the information or content provided by these third-party sites. Prep My Account reserves the right to terminate any link to a third-party website at any time. The third-party sites are not under the control of Prep My Account and may have different terms of use and privacy policies, which we encourage you to review.

  1. Disclaimer of Warranties

EXCEPT AS STATED HEREIN AND TO THE MAXIMUM EXTENT ALLOWED BY LAW, WE HEREBY DISCLAIM ALL WARRANTIES FOR PRODUCTS AND SERVICES AVAILABLE ON THE SITE AND THE APPLICATIONS, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ALL STATUTORY WARRANTIES, WARRANTIES OF MERCHANTABILITY, WARRANTIES OF ACCURACY, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, AND WARRANTIES OF NON-INFRINGEMENT OF PROPRIETARY RIGHTS.

YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE SITE AND THE APPLICATIONS IS AT YOUR OWN RISK, AND YOU ACCEPT FULL RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE, OR LOSS OF DATA RESULTING FROM DOWNLOADING OR ACQUIRING ANY MATERIAL FROM THE SITE OR THE APPLICATIONS.

Except as explicitly stated in this Agreement, we are not liable for the timeliness, sequence, quality, accuracy, content, completeness, legality, reliability, operability, or availability of any information or material found on the Site and the Applications. You understand and agree that Prep My Account is not a law firm and does not provide legal advice of any kind; communications with representatives of Prep My Account may not be protected by privilege. All content and information on the Site or the Applications, as well as communications sent to you through the Site or the Applications, or otherwise received from us, are intended solely for informational purposes and do not constitute legal, investment, tax, or accounting advice. We recommend consulting with a Prep My Account representative or another qualified professional regarding your specific circumstances.

IRS Circular 230 Notice. None of our communications with you (including, but not limited to, any emails, website content, attachments, enclosures, or other accompanying materials) related to any federal tax transaction or matter are to be regarded as "covered opinions" as defined in Circular 230.

  1. Limitation of Liability

EXCEPT AS SPECIFICALLY STATED HEREIN OR AS RESTRICTED BY LAW, WE SHALL NOT BE HELD LIABLE TO YOU OR ANY THIRD PARTY FOR ANY CLAIMS OF ANY NATURE ARISING IN RELATION TO YOUR USE OF THE SITE OR RESULTING FROM COMMUNICATIONS FROM US, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES SUCH AS LOST PROFITS AND LOST OPPORTUNITIES. IF LIABILITY IS DETERMINED ON THE PART OF Prep My Account, IT WILL BE RESTRICTED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND UNDER NO CIRCUMSTANCES WILL CONSEQUENTIAL OR PUNITIVE DAMAGES BE AWARDED. SOME STATES DO NOT PERMIT THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THUS THE ABOVE LIMITATION OR EXCLUSION MAY NOT BE APPLICABLE TO YOU.

  1. Indemnification

EXCEPT AS SPECIFICALLY STATED HEREIN OR AS RESTRICTED BY LAW, YOU AGREE TO INDEMNIFY AND HOLD Prep My Account AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FROM ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, REGARDLESS OF HOW THEY OCCUR (INCLUDING ATTORNEYS' FEES AND ALL ASSOCIATED COSTS AND EXPENSES OF LITIGATION AND ARBITRATION, OR AT TRIAL OR ON APPEAL, IF ANY, WHETHER OR NOT LITIGATION OR ARBITRATION IS INITIATED), WHETHER IN A CONTRACTUAL ACTION, NEGLIGENCE, OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT DUE TO YOUR VIOLATION OF THIS AGREEMENT OR ANY FEDERAL, STATE, OR LOCAL LAWS, STATUTES, RULES, OR REGULATIONS, EVEN IF Prep My Account HAS BEEN PREVIOUSLY NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGE.

  1. Consent to Telephone Calls and SMS Messages

 

  1. By voluntarily providing your telephone number(s) to Prep My Account, you acknowledge that you authorize us to reach out to you using automatic telephone dialing systems, artificial or pre-recorded voice message systems, and automated text messaging systems. This is done to furnish you with information regarding your Client Account, promotional offers, any transactions with us, and/or your relationship with Prep My Account. You consent to receive such calls and text messages even if you decide to cancel your account or terminate your relationship with us, unless you opt out as outlined below. You explicitly authorize us to make such contacts using any telephone numbers (including wireless, landline, and VOIP numbers) that you have provided or will provide to us in relation to your Account, or any other phone numbers we can reasonably associate with your Account through lawful methods, such as skip tracing, caller ID capture, or other means. You acknowledge that anyone who has access to your telephone may listen to or read the messages we leave or send to you. You agree that we will not be liable for any third parties accessing your telephone. Consent to receive promotional automated marketing calls/texts is not a prerequisite for purchasing the Services. Calls or text messages may be made to you by or on behalf of Prep My Account even if your telephone number is listed on any state or federal Do Not Call registry.
  2. You affirm and guarantee that you are the owner and/or primary user of any phone number you provide to us. If any of your telephone numbers change, you agree to inform us via email and/or by updating your account profile prior to the change taking effect. You agree to indemnify, defend, and hold us harmless from any and all claims, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) that arise from your failure to update your contact information (including your telephone number), your voluntary provision of a telephone number that does not belong to you, and/or your violation of any federal, state, or local law, regulation, or ordinance.

You acknowledge that your cellular or mobile telephone provider may impose charges for calls we make or texts we send to you based on the type of plan you have, and you agree that we will not be responsible or liable for such fees.

 

  1. At any time, you may withdraw your consent to receive (1) automated telephone calls; (2) automated SMS messages; and/or (3) telemarketing calls. You must (i) provide us with written notice revoking your consent; (ii) in that written notice, include your full name, mailing address, email address used for contact, and the specific phone number(s) for which you are revoking consent; and (iii) send this written notice to Prep My Account,(address). Alternatively, to cease receiving marketing text messages, simply reply “STOP” to any marketing text message we send you. You acknowledge and agree to receive a final text message confirming your opt-out. Opting out may prevent you from receiving messages about products, services, updates, improvements, or special promotions. Please allow up to thirty (30) days for the processing of any opt-out request. To stop receiving automated telephone calls, automated SMS messages, and/or telemarketing calls from our Providers, you must adhere to their procedures on their respective websites.

 

Please be aware that should you choose to opt out of automated calls, we retain the right to make non-automated calls to you concerning your account, any transactions, or your relationship with us. Your responsibilities under this Section will continue even after the termination of these Terms of Service. If you have any inquiries regarding the opt-out process, please reach out to us via email at Info@prepmyaccount.com or by contacting Customer Support at 000-000-0000, option 3.

  1. Arbitration and Class Action Waiver

Prep My Account and you consent to resolve all disputes and claims between us through arbitration before a single arbitrator. By agreeing to these Terms, you and Prep My Account are each relinquishing the right to a jury trial or to engage in a class action. These Terms represent a transaction or use of the website in interstate commerce, and therefore, the Federal Arbitration Act ("FAA") governs the interpretation and enforcement of this provision. This arbitration clause will remain in effect even after the termination of these Terms.

(a) Arbitration Rules and Governing Law. The arbitration will be overseen by the American Arbitration Association ("AAA") in accordance with the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (the "AAA Rules") that are in effect at the time, unless modified by this "Dispute Resolution" section.

(b) Arbitration Location and Procedure. Unless otherwise agreed upon, the arbitration will take place in the county of your residence. If your claim is less than or equal to $10,000, the arbitration will be conducted solely based on the documents submitted by you and us to the arbitrator, unless you request a hearing or the arbitrator decides that a hearing is necessary. If your claim exceeds $10,000, your entitlement to a hearing will be determined by the AAA Rules. In accordance with the AAA Rules, the arbitrator will have the authority to mandate a reasonable exchange of information between the parties, in line with the expedited nature of the arbitration.

(c) Arbitrator’s Decision. The arbitrator will issue an award within the timeframe specified in the AAA Rules. The arbitrator’s decision will encompass the key findings and conclusions that formed the basis of the award. Judgment on the arbitration award may be entered in any court that has jurisdiction over the matter. The damages awarded by the arbitrator must align with the stipulations of the "Limitation of Liability" section above regarding the types and amounts of damages for which a party.

(d) Fees. You are solely responsible for the payment of any filing, administrative, and arbitrator fees as outlined in the AAA Rules.

(e) Changes. Despite the modification-related provisions mentioned above, if we alter this "Dispute Resolution" section after you initially accepted these Terms (or any subsequent modifications), you have the right to reject such changes by providing us with written notice within 30 days from the effective date of the change, as specified in the "Last Updated Date" above. By rejecting any changes, you agree to arbitrate any Dispute between you and us according to the provisions of this "Dispute Resolution" section as it was at the time you first accepted these Terms (or any subsequent changes).

  1. Miscellaneous

 

  1. Applicable Law and Venue. This Agreement shall be governed and interpreted in accordance with the laws of the State of New York, without consideration of conflicts of law or choice of law principles. Any legal proceedings arising between the parties in relation to this Agreement shall take place in New York County, New York.

 

  1. Entire Agreement. This Agreement, along with the Privacy Policy, outlines all promises, covenants, agreements, conditions, and understandings between the parties involved, and it supersedes all previous and contemporaneous agreements, understandings, inducements, or conditions, whether expressed or implied, oral or written, related to the subject matter herein.

 

  1. Modifications. You are not permitted to modify or amend this Agreement, in whole or in part, without obtaining prior written consent from one of our authorized representatives. We reserve the right to replace or modify this Agreement at any time by posting new terms of service on the Site. It is your responsibility to periodically review the terms of service for any changes, and your use of the Site, or any products or services provided through the Site, will be governed by the terms of service in effect at the time of such use.

 

  1. No Waiver. No waiver of any provision of this Agreement shall be effective unless it is documented in writing and signed by the party against whom it is claimed, and any such written waiver shall apply only to the specific instance it addresses and shall not be interpreted as a continuing or future waiver. Our failure to insist on or enforce strict adherence to any provision of this Agreement or any right shall not be interpreted as a waiver of that provision or right.
  2. Severability. If any provision of this Agreement, or its application to any individual or situation, is found to be invalid or unenforceable for any reason or to any extent, the remaining provisions of this Agreement and the application of such provision to other individuals or situations shall remain unaffected. Instead, they shall be enforced to the fullest extent allowed by law. The invalidity of any section of this Agreement shall not invalidate the rest of the Agreement.
  3. Successors and Assigns. This Agreement and any amendments made to it shall benefit us and our successors and assigns. We retain the right to assign our rights and obligations under this Agreement to any party at any time without prior notice to you. All references to us in this Agreement shall encompass our parent companies, sister companies, and their respective subsidiaries, affiliates, directors, officers, employees, contractors, and agents.
  4. Headings. The headings included herein are intended solely for convenience and shall not have any legal or interpretive significance.
  5. Site. Controlled from the United States. This Site and the Applications are managed from offices located within the United States. Prep My Account does not guarantee that the content or materials on this Site or in the Applications are suitable or available for use in other jurisdictions. Accessing this Site or the content or materials of the Applications from jurisdictions where such access is illegal is strictly forbidden. Should you decide to access this Site or the Applications from other jurisdictions, you do so at your own risk. You are always accountable for ensuring your compliance with applicable laws.
  6. Not Authorized to Conduct Business in All Jurisdictions. Prep My Account is not permitted to operate in every jurisdiction. The information presented on this Site may include references or cross-references to products or services that are unavailable in your state or country.

Contact Us

For additional information or questions regarding this Agreement, please reach out to:

Info@prepmyaccount.com